Montgomery County Transfer Tax Calculator

Every layer that applies to a Montgomery County sale, added up.

Verified September 21, 2026 · city ordinance and state source checked

Sale price (USD)

Who pays in Montgomery County

Maryland custom is an even split between buyer and seller unless the contract says otherwise. A first-time Maryland buyer pays 0.25 percent state rate and the seller must cover all of it.

What catches people out

Montgomery County has a tiered recordation tax that rises sharply above $500,000: $6.75 per $500 to $600,000, $10.20 to $750,000, $10.78 to $1 million and $11.35 above that. The tiers are marginal, so only the slice above each line pays the higher rate. Owner-occupants get the first $100,000 exempt, worth $890. This calculator shows the base rate; above $500,000 your actual recordation tax will be higher.

Sources

Maryland Department of Legislative Services, Other Local Tax Rates in Maryland FY2026
“Baltimore City 5.00 5.00 1.5% 1.5% ... Charles 5.00 7.00 0.5% 0.5%”

Montgomery County MC311, County Transfer Tax
“County Transfer Tax is typically computed at 1% of the selling price of a property. Recordation tax is $8.90 per thousand rounded up to the next increment of $500 up to $500,000. (Over $500,000 it is computed at 1.35%). An $890.00 exemption may be available for owners of occupied residential property.”

Last verified: September 21, 2026.

See the full Maryland transfer tax rules →

Estimates only. Your closing agent or the county recorder issues the final figure. This page does not collect or store anything you enter.